Originally known as “Boiler and Machinery” insurance, Equipment Breakdown Insurance provides protection far beyond that original focus. In today’s commercial marketplace, it can provide coverage for:
Boilers, pressure vessels, water heaters
Electrical distribution systems
Heating and cooling systems
Refrigeration (including lost refrigerant)
Computer controlled machines such as CNC machines and robotics
Cash registers and inventory control systems
Depending on the specific policy, Equipment Breakdown Insurance can pay for:
Direct property loss (cost to repair or replace damaged equipment)
Lost business income and costs for temporary replacement equipment
Lost value of spoiled products or materials caused by a covered breakdown
Business recovery expense
When your business relies on equipment—whether it’s mechanical or electronic—you can’t afford to be unprotected. Talk with the commercial insurance professionals at any one of our 6 agency locations in Brockton, Lakeville, Halifax, Norton, South Attleboro and South Boston.
Cushman Insurance (Brockton, Lakeville, Halifax); Ora A. Andrews Insurance (Norton, S. Attleboro); T. Robert Sullivan Insurance (S. Boston) are the affiliated agencies comprising the Cushman Insurance Group.