There are lots of warning signs that you have potentially been the victim of identity theft; here are some of the key indications:
- New accounts appear on your credit report.
- There are unexplained withdrawals and charges on your statements.
- You haven’t received your bills, statements or other important mail in a long time. (The thief may have changed your address)
- You are receiving calls from debt collection agencies about products or services you didn’t buy.
- You apply for credit and are turned down.
- You receive a credit card you know you didn’t apply for. Read the rest of this entry »
The holidays are a time of greater risk for identity theft. You are using your credit cards and debit cards more often, companies use significantly more temporary workers (who may or may not have had background checks) and many people make purchases from online companies they have never heard of before. Read the rest of this entry »
Of all twelve months of the year, NOVEMBER has the highest incidence of car collisions with deer. The National Highway Traffic Safety Administration says there are about 1 million car accidents with deer each year that kill 200 Americans, cause more than 10,000 personal injuries and result in $1 billion in vehicle damage. Here is some helpful information that just might protect you from having one of these dangerous encounters: Read the rest of this entry »
In September 2013, a Washington Post poll reported that 1 in 10 drivers feels frequent road rage. And if you follow the news, you know that road rage can escalate into extremely serious situations. The National Highway Traffic Safety Administration cites that in every one of our 50 states, there have been incidents of motorists injuring or killing other motorists for seemingly trivial incidents. Read the rest of this entry »
We all love the fall here in New England. Beautiful foliage, crisp days, apple picking. But you also know if you drive the roads of New England every day, it can present a host of driving challenges, including rapidly changing weather conditions and the return to standard time when commuting to and from work can frequently be in the dark. Here are a few of the changes you need to account for when you’re on the road: Read the rest of this entry »
If you watch any television at all, you are barraged with claims that you can “name your own price” or “save 15% ” on your auto insurance. Now we’re all for getting the best price possible on your auto insurance. (We do that every day for our clients.) But even more important, we want to make sure that you’re getting the coverage you need. Shopping for car insurance based on price alone is a major mistake. You want price AND service, which includes knowledgeable advice.
Automobile crashes are the leading cause of death in teenagers. According to the CDC, they take about 3,000 young lives each year. So it’s not surprising that Massachusetts places restriction on new, inexperienced drivers for the first six months of their license. During that period, they are driving on a JUNIOR OPERATOR’S LICENSE with specific restrictions. It’s for their safety and the safety of everyone else on the road around them. Here are the details: Read the rest of this entry »
Comedian David Letterman may have his Daily TOP TEN list. But the one we’re sharing with you here is not the least bit humorous! In 2011, fire departments in the U.S. responded to over 370,000 house fires. Those fires caused 13,910 civilian injuries, 2,520 deaths (that’s one every 3.5 hours!), and $6.9 BILLION in direct damages. Not funny at all.
In recognition of National Fire Prevention Week, here are the Top TEN causes home fires (so many preventable!) AND ADVICE ON HOW TO AVOID HOME FIRES! Read the rest of this entry »
Who doesn’t love snuggling up in front of a fire when it’s cold outside? (Nobody we know.) And the last thing you want to be thinking or worrying about is whether your chimney is safe. But if you don’t think about it before those winter fires, you can end up with a chimney fire that can destroy your home or worse – injure or kill loved ones. Read the rest of this entry »